Some of the most affordable cities to live in the US are also some of the most beautiful. What it comes down to is the cost of living: How much does it cost to live in the city? Furthermore, how much is rent for a one-bedroom or two-bedroom home or apartment, and what's the median household income? If you think about the cost of living before you move to a new city, you might just be surprised by how cheap it'll wind up being. No need to give up on that dream of owning your home just yet.

01Huntsville, Alabama

Huntsville, Alabama, USA park and downtown cityscape.

Found in the north of Alabama, the City of Huntsville is the fourth-largest city in the state. It's also one of the cheapest cities in which to live, regardless of how near it is to the Marshall Space Center. It's even cited as one of American's Dozen Distinctive Destinations. The median income in Huntsville is $51,926 with rent prices for a one and two-bed home being $665 and $800. Furthermore, the total cost of living is -7.8%; far less than the national average with housing being -79.6% less.

02Pittsburgh, Pennsylvania

Pittsburgh, Pennsylvania, USA downtown city skyline on the rivers at dusk.

Known as the City of Bridges, you'll find Pittsburgh at the confluence of three rivers. These rivers - the Allegheny, Ohio, and Monongahela - were the reason settlers made it their home. Once a vital link between the East Coast and Midwest, Pittsburgh remains well-connected. With New York and DC a commute away, Pittsburgh is a cheaper, oft-chosen alternative. Living in Pittsburgh gives you a median salary of $45,851 and rent between $747 and $935. With the cost of living 8.5% less than the rest of Pennsylvania, there's no real reason not to look into this city. If you're still not sold, Pittsburgh also has the most bars, per capita, in the US. Low cost of living and plenty of spots to make friends? Pittsburgh has both.

03Omaha, Nebraska

An evening view of the Omaha, Nebraska skyline from the Gene Leahy Mal

You'll find Nebraska's largest city, Omaha, on the banks of the Missouri River. Omaha's downtown area covers a 50-mile radius. In 2009, Forbes named it the nation's number one "Bang-for-the-Buck" City. It's also not slowing down. Thanks to a variety of high-paying jobs and median rents between $761 an $952, Omaha is a great place to settle. On top of this, less than 57.9% of residents spend less than 30% of their salaries on housing. With a median income of $56,406, Omaha might be the city in which you can actually buy your own home.

04Memphis, Tennessee

Memphis Skyline

The subject of many-a-song, Memphis is the largest city in the state and on the Mississippi. One of Tennessee's younger cities, it's also been attracting a younger group of people. Indeed, what started out as a planned city by Andrew Jackson is now one of the hippest cities in the country. It's also home to Elvis's Graceland and buzzing music and cultural scenes. Median household incomes might be $39,333, but rent prices are lower than the national average. What this all adds up to is its residents having a cost of living that's 15.7% less than the rest of the US. What would Elvis have to say about that?

05Cincinnati, Ohio

Cincinnati downtown overview in the evening

Settled in 1788, Cincinnati is now the third-largest city in Ohio. Once the heart of the Midwestern boom, it rivaled the east and west coasts in size and wealth. Many call Cinci the "Paris of America." This, due to the stunning architectural projects that line the downtown skyline. It's a city that's bustling with the arts and has had theater operating from it since the 19th-century. People living in this cultural hub see a median income of $38,938 and the cost of living -10.4% less than the national average. You can get a one-bed rental for $653 or a two-bed for $858.'

06Louisville, Kentucky

Louisville, Kentucky, USA downtown skyline on the Ohio River at dusk.

Louisville is the 30th most populous city in the country. Named after France's then-ruling monarch, King Louis, XVI, Louisville is an old city. In fact, it's one of the oldest cities situated west of the Appalachian Mountains. One of Kentucky's two first-class cities, Louisville is home to three Fortune companies. The median income in Louisville is $57,279 with median rental prices between $666 for a one-bed and $842 for a two-bed. Housing costs are 13.7% less than the national average, including data for both renting and buying.

07Greenville, South Carolina

Greenville, South Carolina, USA downtown cityscape on the Reedy River at dusk.

Greenville, South Carolina, is the third-largest urban area in the state. Far different to its North Carolina cousin of the same name, Greenville SC is on the up-and-up. Bloomberg recently named it the city with the 3rd strongest job market in the country. One of America's fastest-growing cities, lots of young professionals are calling it home. Greenville residents see a median salary of $48,948 and low-cost housing at $741 for a one-bed apartment. Furthermore, the city excels in transportation. Costs of getting around the city are a whopping 12% less than the national average.

08Des Moines, Iowa

Des Moines Iowa skyline in USA

Des Moines got its name from the river on which it's set. Dubbed such by French settlers, "Riviere des Moines" means "River of the Monks." Of course, there's more to downtown Des Moines than its monastic name. These days, Des Moines is a major hub for insurance and financial industries. Business Wire has even credited it as being the number one spot for insurance companies. Des Moines has a median income of $49,999, with 58.7% of people spending less than 30% of their income on housing. As well as this, the city has a total cost of living that's -14% less than the US average.

09Baton Rouge, Louisiana

aerial of baton Rouge with Missisippi river and oil refineries at the horizon Meinzahn / Getty Images

French for "Red Stick," Baton Rouge is Louisiana's capital. Set on the banks of the Mississippi River, it's also the state's second-largest city. Baton Rouge is widely-known as the fast-growing technological center of the American South. It's also a political hub, filled with both modern-day heavyweight and historical importance. The median household income in Baton Rouge is $40,948. Yet, with rent prices between $780 and $904, housing costs are 13% less than the national average. That's a win for anyone who wants to live in a growing city.

10Indianapolis, Indiana

Indianapolis, Indiana, USA skyline over Soliders' and Sailors' Monument at dusk.

Indiana's largest and the capital city, Indianapolis is the Midwest's second-most populous city. Due to the city being within a single-day drive to 70% of the US, it's known as the "Crossroads of America." It is, thus, an unsurprising business and transport hub for several niche markets. Home to the world's biggest single-day sporting event, the Indy 500, there's also tons to do here. Indianapolis is an affordable city to live in. Its residents see a median income of $47,225 and rents between $702 and $870. Additionally, Indianapolis's total cost of living is 12.1% less than the US average. As well as this, the cost of housing is a massive 31.7% less than the national average.